FAQS

  • How do I get the rebates and zero percent financing?
    The amount of rebate and financing you are eligible for is determined by the estimated Total Energy Savings (TES) that results from the proposed work.
    The chart below shows the levels:

Incentive Tier and Requirements

Customer Incentives

 

Tier 1:

Home Assessment/Energy Audit: To be eligible for HPwES incentives, a homeowner must have a home assessment (audit) performed by a certified contractor

 

None
 

Tier 2

Estimated total energy savings (TES) of 5% to 19.9%.

Must install air sealing, must install insulation in at least one location and must address health & safety issues.

May also install additional insulation upgrades, duct sealing, duct insulation and water heater measures from the eligible measures list.

 

$2,000 rebate, not to exceed 50% of the costs of the eligible measures used by your contractor to calculate TES

and

Up to a $5,000 loan at 0% with a 7-year maximum term where a utility financing offer is unavailable

 

Tier 3:

Level 1 – Estimated TES of 20% to 24.99%. 

Must install air sealing, must install insulation in at least one location and must address health & safety issues.

May include additional measures from the eligible measures list.

Level 2 – Estimated TES from all work must total at least 25%.

Must install air sealing, must install insulation in at least one location and must address health & safety issues.

May include additional measures from the eligible measures list.

 

 

 

$3,000 rebate, not to exceed 50% of the costs of the measures used to calculate TES and 

and

Either up to a $10,000 loan at 0% with a 7-year maximum term or 4.99% financing with a 10-year maximum term up to $15,000 where a utility financing offer is unavailable

$4,000 rebate, not to exceed 50% of cost of the measures used to calculate TES

and

Either up to a $10,000 loan at 0% with a 7-year maximum term or 4.99% financing with a 10-year maximum term up to $15,000 where a utility financing offer is unavailable.*

 

* Example: If your project achieves 10% TES, and your total cost for eligible measures is $4,500, you would receive a $2,000 rebate; or, if your total cost is $3,800, you would receive a 50% rebate of $1,900.

How to pick a contractor:

Essex Community Energy has put together a website that gives a list of all the NJ HPwES participating contractors that work in Essex County and allows area residents to give feedback about their experiences with contractors. Log on to read reviews and share your personal experiences.

Walk me through the application process.

  • The first step is to schedule an energy assessment of your home, from a contractor approved by New Jersey’s Clean Energy Program (see list). A trained representative will be at your home evaluating your home’s energy infrastructure, including heating and air conditioning, insulation, water heater and pipes, and other appliances that have a significant impact on the energy consumption and energy costs of your house. You are required to submit recent utility bills, unless you are a new homeowner and have no record of prior energy use in that home. Plan to be there during the assessment in order to discuss any discomfort or issues you have been experiencing in your home, potential upgrades and savings. You will learn so much about your house during the assessment process! The assessment will determine whether there are additional upgrades, such as insulation or a new heating unit that will meet the criteria of the rebate and loan program.
  • The next step is to secure a contractor to undertake the recommended upgrades. The Program recommends you ask several contractors to each suggest upgrades and to give you an estimate of the cost. Each will enter the assessment data in the Program software and generate a “Proposed Measures” document that will show the estimated Total Energy Savings (TES), indicating the rebate level you qualify for. Once you select a contractor, they will enroll your project in Home Performance with ENERGY STAR via the Program software. Your contractor will take care of the incentive and financing documentation and work with the HPwES Program Team to bring it to the finish line.

How do I take advantage of the Program financing?
Your contractor will guide on how to contact the Program lenders. You will need to submit documentation to the lender, such as details of your financial health, as well as information about what work will be done and the project costs. If you qualify for financing, you may not need to pay the financing amount out of pocket for work to begin on your house. The contractor will be paid for the financing amount by your lender after the project is complete. Your personal outlay for the financing amount will not begin until the financing is fully processed and repayment is initiated.

How much money do I have to spend initially?
The homeowner pays for the home assessment; prices range from free to $500. In some cases, the contractor will apply the cost of the assessment toward the cost of the work done. Be sure you understand the initial costs before proceeding.

If your contractor agrees to have the incentive/rebate assigned to them, they will deduct the rebate amount from your total project cost and they will wait to receive the rebate check from the Program after your project is complete.

What if I live in a building with more than one residence?
The owner of the building may qualify for the program.   Here is a link to the program guidelines for multi residence buildings.

Occasionally, the Program will request that the completed work be inspected to ensure compliance with the standards of the Home Performance with ENERGY STAR program.
If this happens, the incentive and financing will not be issued until your house “passes” inspection. In the case of an inspection that fails, your contractor is required by the Program to remedy the identified issues, such that the incentive and financing can be issued.

This program has been running since 2006, and funding should be continued after June 30th, 2017, but no one can make guarantees about that. What if you are in the process of having upgrades installed on June 30th?
Your project must be enrolled in the Program by 6/30/17 to be eligible for the current incentives, unless NJCEP determines otherwise. To be enrolled in HPwES means you have had an HPwES assessment and have signed a contract with an HPwES contractor and that contractor has enrolled (reserved/claimed funding for) your project in the HPwES Program software.

Full details of the Home Performance with ENERGY STAR Program can be found at: www.NJCleanEnergy.com

  • This message is brought to you by Essex Community Energy. We are a joint project of the Maplewood, South Orange and Millburn Green Teams. This is a community project and we receive no payment of any kind. Our mission is to help residents of our communities reduce their carbon footprints by promoting the Home Performance with ENERGY STAR Program.